Effective Date: 08/01/2003
Our commitment to privacy
Thank you for visiting the First Web Bill website. Protecting consumer privacy is very important to us. This First Web Bill Online Privacy Statement is available to inform you about our collection and use of personal information so that you can make informed choices about how your own information is collected and used.
Currently, this Online Privacy Statement is only applicable to customers and visitors in the United States who visit our website.
This Online Privacy Statement reflects the First Web Bill policies covering personal information collected by us on or after the effective date shown above.
These policies guide us in the collection and use of information as well as employee responsibilities in protecting your privacy. We use personal information about consumers only in a manner consistent with these policies.
Collection of information
First Web Bill collects personal information in order to provide goods and services to consumers and our customers. We may obtain this information from a variety of sources: * Directly from customer applications, questionnaires and other materials submitted to us by customers; * From transactions in which First Web Bill and consumers are involved; * From clickstream activity on our web sites (including the use of "cookies", discussed below); and * From a variety of third-party sources, such as our business customers, government repositories, consumer reporting agencies and other financial institutions.
A "cookie" is a small text file placed on your hard drive by a web server. This website uses cookies to tell our servers who you are when you return to our website and to gather other information that we may use or permit others to use from time to time as otherwise provided in this Online Privacy Statement.
You can usually set parameters on your computer that allow you to elect to accept cookies or to have your browser notify you each time a cookie is offered. You can also usually delete cookies from your hard drive. Instructions on how to accept cookies, on how to be notified that a cookie is being offered and on how to delete cookies are available through your Internet Browser.
Disclosure of Information
First Web Bill does not disclose customer information to third parties except as required for transactions initiated or approved by you, such as disclosures necessary to effect, administer or enforce a transaction requested by you, to companies that perform services for us or to prevent fraud.
Recipients of information
First Web Bill may disclose consumer information to companies necessary to effect transactions or comply with law.
These recipients include:
* Financial institutions, such as banks, credit card companies and brokerage houses;
* Companies that process transactions or provide other services for us; and
* Government agencies.